This worked, after I've spent maybe 2 hours with Barclaycard/Vodafone
So BIG THANKS Stuart!

You can now use the standard cut, copy and paste commands to edit your text. In this example we're going to cut this word out of our text and move it, so you tap on Cut and the word will disappear and move into the phone's clipboard.
We've now moved our finger along to the end of the text and lifted our finger from the screen so all we need to do now is tap on Paste and the word will be pasted in to that location.
Using this same method of selecting text, you can spellcheck your text and format it with bold, italic and underline and even change the style and colour if you're working in a word processing document in Pages or Word.